Hello Mike, Indeed this should be easier to do. This is what I always do:
When you create a document from a template you always have to make a filedocument object before you can create the document with the template. Now create a microflow that retrieves this object in your template and use the creation date of this object for the current date display.
But you are right there should have been a token. But as far as I know it does not exists.
Thanks for the workaround! I'll submit a feature request in the support portal for a token for current date and time.